When Special Care Is Needed: The Special Needs Trust A special needs trust helps care for a special needs child when you’re gone. Share | Have A Question About This Topic? Name Email Address Question Thank you! Oops! Related Content Acres of Diamonds In life it often happens that the answers to our most pressing questions are right in our own backyards. When Life Insurance Becomes Taxable Life insurance proceeds are generally tax-free. But not in all cases. Earnings for All Seasons Earnings season can move markets. What is it and why is it important?