Harriet J. Adams, CFP®, ChFC®, CEP® has over 18 years of experience financial services industry and is founder of Retirement Planning & Investment Services, an Investment Advisory firm in Southeast Michigan. Serving as President since 2001, she specializes in providing personal financial and retirement planning. Harriet has presented numerous seminars and has served as a retirement counselor for employees and executives of several key industries and many public schools in the Metropolitan Detroit area. She has taught retirement and financial planning classes as an adjunct professor for Macomb Community College and Schoolcraft Community College. She is a member of the Financial Planning Association (FPA). Harriet is a CERTIFIED FINANCIAL PLANNERTM professional, CHARTERED FINANCIAL CONSULTANT, CERTIFIED ESTATE PLANNERTM and holds Series 6, 7, 24, 26, 51, and 63 registrations as well as life and health insurance licenses.